STEP 1 – REVIEW YOUR INSURANCE PLAN
Get ready for emergencies and disasters by taking simple steps now. To be prepared, you need to know what to do, where to go, and have enough supplies for a week or more. Supplies include food, water, medications and important documents. Include supplies for your pets as well.
Preparing in advance can keep you safe and comfortable, and help you get back to your normal life and work more quickly. It also helps others because emergency responders can focus on helping those who need it the most.
Financial preparedness
- Speak to an insurance agent about your specific needs.
- Know your insurance options and policy limits. Make sure your home, vehicle, business and belongings are protected. Talk to your insurance agent to learn about what is not covered in your insurance policy.
- If possible, consider an emergency savings account to cover temporary expenses while you are out of your home.
- If you can, keep emergency cash handy in case banking services are unavailable.
- If you are evacuated, keep all receipts for additional expenses.
- Prepare a detailed list of all your belongings. For more information, see Home Inventory.
- Know the 7 steps for making a home insurance claim. For more information, see Claims Management.
- The Disaster Recovery Program may provide assistance for uninsurable loss and damage.
